ALERT: Please be aware of fraudulent text messages. We advise you never to enter your credentials or click on links from unknown sources.
Prosperity Bank will never ask for your personal information in a text message. 
Learn more
or call Customer Service at 1-800-531-1401 with questions.

Select Account Type


Sign into your online account

Open an Account

4-Month CD

Jumpstart your short-term savings goals with a high-yield 4-month CD.

Learn More Below

Flexible OptionsSave for 4 months and watch your money grow. It's that easy!

Guaranteed Returns*Lock in a competitive rate and enjoy guaranteed returns on your 4-Month CD.

Earn More
Outpace your traditional savings account. Get a high-yield return on your 4-Month CD.

4-Month CD

Secure a high-yield 4-Month CD with a competitive 5.00% interest rate and 5.08% annual percentage yield on deposits of $100,000 & OVER. Grow your savings fast and enjoy the flexibility of accessing your money in just 4 months. No long-term commitment required. This short-term CD is perfect for both personal and business accounts, offering a significantly higher return than a traditional savings account. Enjoy the flexibility of accessing your money in just 4 months or easily renew to keep your savings growing without a long-term commitment. Don't miss out on this opportunity to maximize your returns! Lock in this high rate today by visiting your nearest branch or calling us to learn more.
Effective May 1, 2024*

Term CD Balance Interest Rate Annual percentage yield (APY)*
4-Month CD $1,000 - $9.999.99 4.00% 4.05%
4-Month CD $10,000 - $24,999.99 4.00% 4.05%
4-Month CD $25,000 - $49,999.99 4.15% 4.21%
4-Month CD $50,000 - $74,999.99 4.25% 4.31%
4-Month CD $75,000 - $99,999.99 4.40% 4.47%
4-Month CD $100,000 & Over 5.00% 5.08%


Features and Benefits

Ready to Open a 4-Month CD?

  • Your 4-Month CD automatically renews into another 4-month term, so your savings keep growing seamlessly.
  • Enjoy a competitive interest rate on your deposit, paid out at the end of the 4-month term (this is standard for CDs with maturities of less than 1 year).
  • This CD operates just like our other Prosperity CD products, offering a familiar experience with short-term flexibility.
  • Use your 4-Month CD as collateral for a Prosperity loan, subject to credit approval.
  • Not available on IRAs

Ready to Start Saving? Secure a great rate on your 4-Month CD today! Contact your nearest banking center or visit us online to learn more.


*APY = Annual Percentage Yield. Rate is effective as of May 1, 2024 and is subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal. Interest is paid at maturity (this is standard for CDs with maturities less than 1 year).

$1,000 minimum opening deposit. Available as a standard Certificate of Deposit.

Get started and talk to us

More Content Top