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Terms & Conditions of Use

Please read these terms and conditions of use carefully before using this site:

Welcome to the Prosperity Bank web site (the “Web site”). Prosperity Bank (“Prosperity ” or “Bank”) provides access to its Web site and information about its products and services to you subject to the following Terms and Conditions of Use (the “Terms”).

When you access our Web site, you agree to these Terms. If you don’t agree, please do not access the Web site or any page on the Web site (a “Webpage”). We may change these Terms at any time without notice except by posting the revised Terms at https://www.prosperitybankusa.com. By continuing to use the Web site after such a revision, you agree to the revised Terms.

If you have any questions, please call us at 800-531-1401 or email us at contactus@prosperitybankusa.com, or visit any of our Banking Centers.

 

Accessing the site and registering for products

If you register for or access any Prosperity Bank product or service through this Web site, you will be subject to additional terms and conditions that are specifically applicable to the particular product or service. Specific product offers, rates, terms, and other information provided are subject to change in accordance to the applicable additional terms and conditions. When you register for a Prosperity product or service, you agree to provide accurate, current, and complete information about you and/or your business and to update it in a timely manner when appropriate. Please note that federal law requires that we obtain, verify, and record certain information about you to comply with our Customer Identification Program. We may verify any such information you provide and make inquiries about you and/or your business, as we deem necessary or appropriate, in accordance with our practices and procedures and applicable law, for the particular product or service being requested. Prosperity may place “cookies” or similar text files on your computer to record preferences you have entered; such information helps us to provide you with relevant information and helps us with security or user authentication purposes. Please see our Privacy Policy for further details. The privacy policies of other businesses providing any of the services and products on the Web site may be different than those of Prosperity Bank, and you should review those policies before engaging in a transaction or providing any personally identifying information to such businesses. Any information you submit on this Web site or send by electronic mail (“email”) will be the property of Prosperity, and Prosperity will be free to use any ideas, concepts, know-how, or techniques contained therein. Email communication over the Internet is not confidential or secure. Prosperity Bank is not responsible for any damages in connection with an email you send to Prosperity or an email Prosperity sends to you at your request. Prosperity may cease offering or make changes to any product or service offered on the Web site at any time without notice. Prosperity may terminate your access to any product or service at any time, subject to the applicable provisions of any agreement for any such product or service between you and Prosperity.

Prosperity Bank restricts access to password-protected areas of the Web site. If you are a Prosperity Bank customer registered to access such protected areas of the Web site, you are responsible for maintaining the confidentiality of your access identification, your password and any additional authentication information (“AAI”) that Prosperity Bank may require you to enter for security and authentication purposes. You agree to immediately notify Prosperity Bank of any unauthorized use of your access identification, your password and/or your AAI, or any other breach of security. For security reasons, you should not leave your computer unattended while using Prosperity services and you should always log out of the Web site after using the services.

You must obtain, install, maintain, and use any and all necessary and appropriate equipment and software to access the Web site at your own expense, and Prosperity recommends you use a reputable, up-to-date antivirus software whenever accessing the Web site. Prosperity is not responsible for any errors or failures of your equipment or software, and Prosperity is not responsible for any computer virus or related problems that may be associated with your use of the Web site or any of the Prosperity Bank services.

Copyright / Trademarks

This Web site and everything on it, including, without limitation, images, logos, design, headers, buttons, video, graphics, etc., are the property of Prosperity Bank or its licensors and protected by U.S. copyright laws and international treaties. Unless specifically permitted on the applicable Webpage, no person may reproduce, distribute, perform, publicly display, or make into a derivative work any portion of a Webpage or the Web site without the prior written permission of Prosperity Bank or its licensor owning the copyright, as applicable. “Prosperity Bank,” “Prosperity Bancshares, Inc.,” “ProsperityPrivate,” and “ProsperityPrivate Investments,” are registered trademarks or servicemarks, and others may appear on the Web site. Trademarks, service marks, and logos (“Marks”) appearing on the Web site are owned by Prosperity or its licensors. You may not use any Mark appearing on the Web site without the prior written consent of Prosperity or its applicable licensor. You may not create a link to any Webpage without the prior written consent of Prosperity Bank.

Use by Children

We have created this Web site for individuals who are at least 13 years of age. Only the parent or legal guardian of a child under 13 can access our services even when a deposit account has been established. You should not be on this Web site if you are under 13.

Use of Site

You agree that you will not use this Website in any way that violates any applicable law or another person’s rights. It is your responsibility to be aware of any laws in your jurisdiction that would apply. You agree not to use this Website in any way that could harm Prosperity’s equipment or systems, including by overstraining them. You may not use the access identification or password information of another person to access that person’s account(s) on this Website unless that person has specifically authorized you to do so.

Although we try to make every effort to provide complete and accurate information on the Web site and to provide you with reliable access to our Web site, we cannot promise that the Web site is error-free or will be available each and every time you try to access it. THE WEB SITE AND ALL INFORMATION ON THE WEB SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” AND WITHOUT WARRANTY OF ANY KIND (EITHER EXPRESS OR IMPLIED), INCLUDING, WITHOUT LIMITATION, WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SECURITY, ACCURACY, ACCESSIBILITY, NON-INTERRUPTION OR FREEDOM FROM VIRUSES.

Third Party Content

This Web site may contain links to other web sites owned or controlled by non-Prosperity third parties. Prosperity makes no representations or warranties regarding these web sites or the products or services offered therein. Prosperity will not be liable for such third party’s web site or such products or services, and your use of such third party web sites, products or services is at your own risk.

Limitations on Liability

UNLESS AND ONLY TO THE EXTENT OTHERWISE REQUIRED BY APPLICABLE LAW, PROSPERITY WILL NOT BE LIABLE TO YOU OR ANY PERSON CLAIMING THROUGH YOU FOR ANY DIRECT, COMPENSATORY, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, CONSEQUENTIAL, ECONOMIC, OR OTHER DAMAGES ARISING OUT OF OR RELATED TO THE TERMS, WEB SITE OR THE PRODUCTS OR SERVICES OFFERED ON THE WEB SITE, EVEN IF PROSPERITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some states do not allow limitations on warranties or liability as described above, so they or some of them may not apply to you.

To the fullest extent permitted by applicable law, you agree to release, indemnify, and defend Prosperity Bank, its officers, directors, employees and agents, and each of them, from and against any and all claims, liabilities and expenses of every kind, including but not limited to, attorneys’ fees, with counsel reasonably acceptable to Prosperity, arising from or relating to any violation by you, or if applicable, your employees, agents, or subcontractors, intended or unintended, of any provision of these terms.

NON-DEPOSIT INVESTMENT PRODUCTS, SUCH AS SECURITIES (INCLUDING, WITHOUT LIMITATION, MUTUAL FUNDS) AND ANNUITIES, ARE NOT DEPOSITS OF PROSPERITY BANK, ARE NOT INSURED BY THE FDIC OR OTHER GOVERNMENTAL AGENCY, ARE NOT GUARANTEED BY PROSPERITY, AND ARE SUBJECT TO INVESTMENT RISK AND MAY DECREASE IN VALUE.

Laws & Regulations

Your use of this Web site and this Agreement are governed by applicable federal law and the law of the State of Texas, without regard to its conflicts of laws principles. You further agree that the jurisdiction and venue for any dispute or litigation between you and Prosperity related to or arising out of these Terms shall be exclusively in the United States Federal District Court for the Southern District of Texas in Houston, Texas or the appropriate Texas state district court in Houston, Texas. This Web site must only be used within the United States or other jurisdiction that recognizes these laws and these contractual provisions. If any provision of this Terms is declared invalid, the other terms are unimpaired and remain in full force. No delay or failure to assert rights by Prosperity shall constitute a waiver of any of its rights; any waiver by Prosperity shall not be effective unless it is in writing and signed by Prosperity, and such writing shall not be an e-mail.

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