Municipal & Local Government Banking

Solutions to meet the needs of our local governmental entities.

Prosperity Bank is proud to work with numerous local public sector clients. We look forward to the opportunity to build a relationship with your organization. The banking center manager of your nearest local Prosperity Bank will be able to assist you with your needs.

Our services include the following:

Competitive Market Rate Deposit Accounts

Consolidated Account Structure with Sweep Mechanism between Prosperity Bank Accounts

Automated Cash Management Information

• Prior day summary and detail balance reporting on all accounts
• Intra-day detail and summary balances (on local main and payroll accounts)
• Initiation and monitoring of stop pay requests
• Positive Pay exception transactions
• Initiation and monitoring of internal and wire transfers
• Image access
• Online Banking services
• Multilayer Security Controls
  • Account information inquiry includes current and available balances
  • Online statement retrieval
  • Transaction history download
  • Schedule one-time or recurring funds transfer between accounts
  • Schedule one-time or recurring loan payments
• Web-based wire transfer origination
  • Set up and initiate one-time or recurring wire transfer instructions through Prosperity Online Banking single-user, multi-user, and/or dual control authorities are allowed with password and dollar limit restrictions
• Web-based ACH origination
  • Originate electronic payroll deposits or payment drafts through Prosperity Online Banking
  • Import NACHA-ready files from third-party software applications, or create payroll or payment databases directly in our products
• Web-based Bill Pay services
  • Create accounts payable databases and initiate payments through Prosperity Online Banking
• Positive Pay Accounting
  • Help prevent unauthorized, stolen or counterfeit checks from paying against your account
• Remote Deposit Capture
  • Scan checks for deposit and electronically transmit those check deposits to your account
• Optical Imaging to include eStatement and CD Rom statement options

Review our current financial information

FFIEC Call Report (Prosperity Bank IDRSSD #664756)

FDIC Uniform Bank Performance Report (Prosperity Bank Certificate #16835)

Prosperity Bank is proud to have been awarded the bids of many of our local governmental entities. We look forward to the opportunity to bid for your relationship. The banking center manager of your nearest local Prosperity Bank will be able to assist you.