Online Banking Update:  We’re excited to announce a new look and updated features and functionality for Online Banking. As part of this update, Online Banking will be unavailable beginning at approximately 11:00 pm, on Monday, March 4, and will resume availability on Tuesday, March 5 at approximately 4:00 am. Click here for details, or call Customer Service at 800-531-1401 for assistance.


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Step-Up Your CD Rate

Open a Step-Up CD and enjoy a one-time increase in your rate for each term of the certificate.

Learn More Below

Flexible OptionsAllows you to save or hold money for a specific amount of time while earning interest

Guaranteed Returns* 
Returns are guaranteed with the Step-Up CD

Earn More
Enjoy higher rates than a traditional Savings Account

Step-Up Your CD Rate

It’s a great time to take advantage of attractive rates on our 22-Month Step-Up Certificate of Deposit (CD). Open a Step-Up CD and enjoy the option to increase your rate to the current offered rate one time during each product term. Step-Up CDs are available for both consumer and business accounts.
Effective May 12, 2023**

Term CD Balance Rate Annual percentage yield (APY)***
22-Month Step-Up CD $1,000 - $9.999.99 4.00% 4.06%
22-Month Step-Up CD $10,000 - $24,999.99 4.00% 4.06%
22-Month Step-Up CD $25,000 - $49,999.99 4.15% 4.22%
22-Month Step-Up CD $50,000 - $74,999.99 4.25% 4.32%
22-Month Step-Up CD $75,000 - $99,999.99 4.40% 4.47%
22-Month Step-Up CD $100,000 & Over 4.50% 4.58%


Ready to Step Up?

  • Secure a great rate on your CD today.
  • Contact your preferred banking center to open your Step-Up CD.
  • Option to Step-Up your rate one time during the 22-month term.
  • Increasing your rate is easy and requires no paperwork to complete.



see more details and fine print


*After the CD is opened the rate will not change until maturity.

**Rates are subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal. Disclosed yields reflect quarterly compounding only and are subject to change with different interest calculation periods. The standard FDIC insurance is $250,000 per depositor, per insured bank, for each account ownership.

***$1,000 minimum opening deposit. Annual Percentage Yield (APY) is accurate and effective as of May 12, 2023, and may change at any time without notice. Fees may reduce earnings on the account.

This account will be automatically renewed at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds without being charged a penalty.


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