Due to scheduled maintenance, our Online Banking will be unavailable from 11:00 p.m. CST on April 24 until 5:00 a.m. CST on April 25th. If you have questions or concerns, please contact your local banking center or Customer Service at 1-800-531-1401.

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Treasury Center - Merger  

Welcome to Prosperity Bank. Read below for important information about Treasury Center.

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Banking Made Easy

At Prosperity Bank, we know it takes time and effort to run a business, and like FirstCapital Bank of Texas, our goal is to help you run your business finances efficiently. Customers like you are the lifeblood of our bank. That’s why we will do everything we can to ensure a smooth transition for your business during our merger.

Below you will find important information pertaining to your current products and services, how to best prepare for the conversion, important reminders with key highlights as well as a detailed FAQ, and important dates and cut-off times.

Some FCB customers can expect to receive communications via mail and email (ContactUs@ProsperityBankUSA.com) surrounding a number of changes. Rest assured the Cash and Treasury Team you have come to know and trust will remain with Prosperity to continue serving you during this time.

Thank you for trusting us with your business. We look forward to serving you as Prosperity Bank.

Treasury Welcome Letter

Guides & Resources

 

Positive Pay Quick Reference Guide

A quick reference guide for positive pay.

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ACH Training Guide

A guide that provides ACH training.

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Navigation Guide

A guide to help you navigate the treasury center.

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Secure Browser MAC Installation Conversion Guide

A guide to help you install the secure browser for Mac devices.

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Secure Browser Windows Installation Conversion Guide

A guide to help you install the secure browser for Windows devices.

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User Administration Guide

A guide for Treasury Center User Administration.

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Wire Transfer Guide

A guide for wire transfers.

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Positive Pay

Protect against fraud by utilizing Prosperity Bank’s Positive Pay service to electronically monitor check or ACH transactions presented for payment to your business checking account. Validates the checks presented to your account for payment prior to processing by automatically matching the items against your business check-issued files. Choose Prosperity’s Check Positive Pay service, ACH Positive Pay, or both.

Secure Browser Installation Guides

Secure Browser MacOS Installation GuideSecure Browser Installation Guide for MAC Users

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Secure Browser Windows Installation GuideSecure Browser Installation Guide for Windows Users

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Important Merger Dates

With the merger of FirstCapital Bank (FCB) and Prosperity Bank, there will be many important dates to keep in mind. Please see the table below for more information and be sure to check back regularly for new updates.

 

Merger Schedule
ACH Thursday, May 11th 4:00 p.m. - This is the latest date for you to process an ACH batch for an effective date of May 15.
Business Online Banking Friday, May 12th 4:00 p.m. - All recurring internal transfers will need to be recreated in Treasury Center. Please note that access to Business Online Banking will be cut off.
Business Mobile Banking Friday, May 12th 4:00 p.m. - Access and inquiry will no longer be available until Monday, May 15 at 8:00 a.m.
Small Business Bill Pay Friday, May 12th 4:00 p.m. - is the cut-off time for Small Business Bill Pay. The latest a customer may schedule a payment to be made and migrate is 3:50 p.m.
Wires Friday, May 12th 3:00 p.m. - All Wire Transfer requests will be unavailable until Monday, May 15.
RDC Friday, May 12th 4:00 p.m. - The system will no longer be available.
Positive Pay Monday, May 15th Friday, May 12 - Treasury Client Services will contact you about exceptions from this date,
Conversion Date Monday, May 15th The official date that both FirstCapital & Prosperity Bank will be converted.

Processing Deadlines

Effective Monday, May 15, 2023. All cut-off times are Central Standard Time.

ACH (Monday - Friday)
Standard 6:30 P.M.
Same Day 3:00 P.M.
Account Transfers (Monday - Friday)
Business Mobile Banking 8:00 P.M.
Online Wires (Monday - Friday)
Domestic 5:00 P.M.
International (USD) 5:00 P.M.
FX (Foreign Currency) 4:30 P.M.
Positive Pay (Monday - Friday)
Exception Decisions 12:00 P.M.
Mobile Deposit (Monday - Friday)
  6:00 P.M.
Remote Deposit Capture (Monday - Friday)
  6:00 P.M.
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